Build the future of finance and unlock opportunities for billions! In the Financial Inclusion track, we encourage projects that focus on last-mile payments, humanitarian and social impact solutions, remittances, fiat on/off-ramps, mobile money, local currencies, and UX design tailored for the Global South. Leverage Stellar to create innovative solutions that provide secure savings, affordable remittances, and financial tools that drive economic growth and resilience.

🥇 Prizes: $30K in XLM

Challenge statements:

Build a dApp to Unlock Financial Inclusion Using Stellar (see details + resources)
Integration of Stellar Network with Mobile Money Open APIs (see details + resources)
Integration of Off-Chain Mobile Money Open API Data with Smart Contracts via Oracles (see details + resources)

🥇 1st Prize: $15k in XLM.
🥈 2nd Prize: $10k in XLM.
🥉 3rd Prize: $5k in XLM.

This track has been sponsored by Stellar Foundation

⁠Decentralized AI by Near

Decentralized AI enhances data privacy by allowing individuals to maintain control over their data without relying on centralized entities. It improves security by eliminating single points of failure, making the system less vulnerable to attacks or breaches while promoting transparency and fairness, ensuring that AI decision-making processes are more accountable and less prone to bias.

Challenge Statement - Decentralized Federated Learning for Impact-Driven AI.

Design and develop a proof-of-concept for a decentralized federated learning platform that enables multiple participants to collaboratively train machine learning models without sharing their raw data.

more details

🥇 1st Prize: $10,000.
🥈 2nd Prize: $5,000.
🥉 3rd Prize: $2,500.

This track has been sponsored by Near Foundation

⁠Decentralized Storage by Filecoin

Applications of Filecoin & IPFS for decentralized data markets
Censorship-resistant transparent archival systems
Access to open knowledge, resilience and accessibility of public data

Challenge Statement by Funding the Commons

Build an application leveraging Numbers Protocol that enables refugees to store media in a censorship-resistant, publicly available archive. The archive interface should be easily consumable by users such as gallery curators & archivists, journalists, and national & international bodies such as the United Nations High Commissioner for Refugees.

🥇 1st Prize: $2,500

This track has been sponsored by Filecoin

Environmental Impact by KlimaDAO

For this track we encourage projects which address the problems of Natural capital assets (i.e. biodiversity credits, carbon credits), dMRV, Climate finance, Environmental conservation & restoration mechanisms and Bioregional governance.

🥇 Prizes: $14,000

Challenge statement by KlimaDAO - Novel demand for tokenized Carbon

Propose the most novel use case or mechanism for creating new demand for carbon credits within DeFi, gaming, or NFTs, focusing on utility and incentivizing large-scale adoption.

🥇 1st Prize: $5k.
🥈 2nd Prize: $3k.
🥉 3rd Prize: $1k.

🥇 Toucan bounty:. $2k + $50 per tonne of carbon retired.

🥇 Astral bounty::
Build a product, tool or workflow using Astral’s open source code to support the financing, implementation, monitoring or verification of climate projects or environmental markets. See some ideas to inspired you here

This track has been sponsored by Klima DAO

Toucan has sponsored a bounty on this track

Astral has sponsored a bounty on this track

Public Goods Funding Infrastructure

For this track we encourage projects which address the problems of: Distribution & allocation, Identity & sybil resistance, Impact evaluation, certification, credentials, attestations

Challenge statement by Funding the Commons

Create infrastructure allowing prospective funders of open source public goods to be connected to future project success. This may take the form of financial return, reputation and credit. Possible ideas: Hypercerts, Hyperstaker, Reputation systems.

🥇 1st Prize: $2,500.

NFT based governance of an Allo pool

Create an Allo protocol strategy such that when a donor puts money into a pool, a Hypercert which can be used to govern allocation of the pool is minted and sent to the donor? Create a UI to enable usage of this application

🥇 1st Prize: $2,500.

Best use of Talent protocol's builder score

Best use of the Talent protocol's Builder Score:
🥇1st Place: 500M $BUILD (~~$1,000). 🥈2nd Place: 300M $BUILD (~~$600). 🥉3rd Place: 200M $BUILD (~$400).

🥇 Astral bounty:. Build a public goods funding tool that uses Astral’s Location Proof Protocol. See some ideas to inspired you here

This track has been sponsored by Funding the Commons

Astral has sponsored a bounty on this track

Talent Protocol has sponsored a bounty on this track

Identity and Privacy by Holonym

Resilient digital identity is crucial because it ensures individuals can securely prove their identity across digital platforms while maintaining control over their personal data. It strengthens protection against identity theft and fraud by decentralizing identity verification, reducing reliance on vulnerable centralized systems. Moreover, it empowers users with greater privacy and autonomy, allowing them to manage access to their identity and credentials as needed.

Technologies like zero-knowledge proofs (ZK) and ZKML enhances security and privacy further, enabling users to prove identity without revealing sensitive details. Private payments, decentralized identity systems, and anonymous communication networks bolster these protections, allowing secure transactions and interactions. Privacy-focused RegTech solutions ensure compliance with regulatory frameworks without compromising user anonymity or autonomy.

Challenge Statements by Holonym

Challenge 1: Universal Personhood Issuer ($5,000)

How we can prove personhood of an undocumented refugee? Utilize Zeronym and the Silk SDKs to create a "Refugee Identity Issuer" that allows undocumented individuals in refugee camps to prove that they are a unique human with specific status (such as a verified refugee at a camp). Bonus points for extending this beyond refugee status.

🥇 1st Prize: $5,000.

Challenge 2: Simple Remittances & P2P Payments ($3,500x2)

Sending payments with crypto should be easier than opening a bank account. Utilize the Silk wallet in a dApp to 1) onboard users with socials or email, 2) onramp with no KYC, 3) receive/send payments via text/email. Bonus points for novel applications utilizing other DeFi primitives, activations over web2 platforms, tested in the wild with real world impact.

🥇 1st Prize: $3,500.
🥈 2nd Prize: $3,500.

Challenge 3: Unstoppable Civic Infrastructure ($3,000)

How do we build resilient systems for voting, crowdfunding, direct aid, and coordination by people around the world? Utilize any of Holonym's technology to build unstoppable civic infrastructure that can empower people to persist in collective governance even when IRL institutions malfunction.

🥇 1st Prize: $3,000.

This track has been sponsored by Lay3r

⁠Governance by Lay3r

For this track, we encourage projects that address the challenges of:
• Decentralized Autonomous Organizations (DAOs) Infrastructure.
• Innovative On-Chain Governance Models.
• Secure and Fair Voting Mechanisms.
• Stakeholder Engagement and Participation Tools.
• Governance Frameworks for Decentralized Communities.
• Conflict Resolution and Arbitration in Decentralized Systems.
• Governance Scalability Solutions.
• Balancing Decentralization and Regulatory Compliance.
• Incentive Structures for Governance Participation.

🥇 1st Prize: $1,000
🥈 2nd Prize: $500
🥉 3rd Prize: $250

Challenge statement

Develop an innovative on-chain governance model for Decentralized Autonomous Organizations (DAOs) that enhances stakeholder engagement and participation. Your solution should include secure and fair voting mechanisms, scalable to large communities, and incorporate conflict resolution and arbitration processes. Balance the principles of decentralization with regulatory compliance, and design incentive structures that encourage active governance participation.

This track has been sponsored by Lay3r