The Challenge

With annual inflation rates reaching 20% in many countries, and interest rates barely reaching 1% in most banks, keeping small business assets in a traditional bank account results in money being lost over-time.
At the same time, crypto staking mechanisms are still intimidating to small businesses, and calculating the least risky investment pathway is time-consuming and complicated.

The Solution

ScaleFi is a platform that helps you to buy, invest and earn interest by seamlessly transferring your business assets into cryptocurrency.

We are building bridges between traditional finance and web3 by removing the intimidation factor of crypto investing through seamless onboarding mechanisms. We make it easy for small businesses to invest their assets safely and make intelligent data-driven investment decisions without having any previous crypto investment experience. By implementing risk management algorithms, we calculate the most risk-free and higher returns coin investment strategy updated real-time. Based on your crypto portfolio, our AI prediction algorithm optimises stable coins allocation on a weekly basis. We automatically allocate and manage the portfolio to ensure your returns are maximised . No need to track market data - we make your money work for you.

How It Works

No wallet, no crypto investment experience, no market-data tracking needed.

The platform gives you access to unrivalled interest by combining the exciting crypto market, an intelligent machine-driven algorithm, and a simple and secure platform to bring you reliable returns of up to 9%.

-Highest rates on balances of any size

-AI-driven portfolio allocation

-Interest paid on the whole of your balance

-No fees on buying Crypto

Ecosystem:

We’re targeting the DeFi ecosystem to onboard small businesses who are not familiar with DeFi into the decentralized arena by allowing them to maximize their savings & grow their assets.

Celo -We’re using Celo to integrate a staking protocol for the users assets in order to give them access to stable currencies, low multi-currency gas fees, phone number mapping & cross chain interoperability.

Polygon -We’re using polygon to provide us with peer to peer trading between assets, a lending protocol and the ability to save our users assets in their non-custodial wallet.

Sponsor Integrations:

Transak - We’re using Transak to implement an on/off ramp integration that will allow us to accept payments from the user by credit card, debit card or bank transfer.

Figment - We’re using Figment’s DataHub to implement a Polygon & Celo Bridge to allow for interoperability.

Storj - We’re using Storj to save our users information since we will be managing their non-custodial wallet on our platform. We’ll use polygon to implement a connection to Storj so every so often we will cycle through the internal storage and have it sent to Storj.

Coinbase - We’re using Coinbase to allow users to deposit their earned and/or lent assets into their custodial account in order to be used as fiat currency.